Unauthorized Access Warning
Unauthorized access or use of this computer system is prohibited. All users expressly consent to monitoring their activities by system personnel and understand that information relating to possible criminal conduct may be provided to officials for disciplinary and/or legal action.
By continuing to use this system, you indicate your awareness of and consent to these terms and conditions of use.
A Message from Management and Staff
We, at Athol Savings Bank, A Division of Cornerstone Bank, work in an ever-changing world where our specific tasks and jobs change as do our customers’ needs, but our beliefs and values do not change. We value each and every customer relationship and believe customers such as you have entrusted us not only with your finances but also with your personal information. You are the most important part of our business and deserve the highest quality of service. We believe that privacy should not be compromised to provide this service. Athol Savings Bank is now a Division of Cornerstone Bank and has adopted the following practices and policies of Cornerstone Bank.
| FACTS | WHAT DOES CORNERSTONE BANK DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|---|
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cornerstone Bank chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does Cornerstone Bank share? | Can you limit this sharing? | |
|---|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
| For our marketing purposes – to offer our products and services to you | Yes | No | |
| For joint marketing with other financial companies | Yes | No | |
| For our affiliates' everyday business purposes – information about your transactions and experiences | No | We don't share | |
| For our affiliates' everyday business purposes – information about your creditworthiness | No | We don't share | |
| For nonaffiliates to market to you | No | We don't share | |
| Questions? | Call toll-free 800-939-9103 | ||
| Who We Are | ||
| Who is providing this notice? |
Cornerstone Bank |
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| What We Do | ||
| How does Cornerstone Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to only those employees who need to know. We require confidentiality agreements with third party vendors needed for products and services. |
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| How does Cornerstone Bank collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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| Definitions | ||
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other Important Information | ||
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We adhere to Massachusetts Data Protection Law; Standards For The Protection Of Personal Information Of Residents Of The Commonwealth, that mandates personal information be encrypted when stored on portable devices, or transmitted wirelessly or on public networks. Additionally, the regulation calls on businesses to utilize up-to-date firewall protection that creates an electronic gatekeeper between data and the outside world and only permits authorized users to access or transmit data according to preset rules. Children's Online Privacy. The law requires parental consent to collect or use information from a child under 13. If you are a child under 13, please show this to your parents and do not use the online services of this institution without verifiable parental consent pursuant to the Children's Online Privacy Protection Act. |
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Privacy of Minors
Athol Savings Bank, a Division of Cornerstone Bank recognizes and respects the importance of maintaining the privacy and confidentiality of children who may access our website. The following privacy policy has been adopted to ensure that children’s privacy and confidentiality are maintained at all times.
We do not knowingly collect, store, or share with third parties any personally identifiable information obtained on our website on children under the age of 18. Personally, identifiable information includes email addresses, street addresses, phone numbers, and names.
Questions?
At Athol Savings Bank, A Division of Cornerstone Bank, we’re here for you! If you’ve got questions, we’ve got answers.
We’re here to discuss your questions, suggestions, and concerns at your convenience; and, we always look forward to talking with you. Contact us today!